- Money order loss or theft may take up to 30 days to confirm.
- Investigating a money order’s lost or stolen status may take up to 60 days.
- There is a $6.95 processing fee to replace a lost or stolen money order.
Can you get a refund on a USPS money order?
USPS does not offer direct refunds for their money orders. Instead, you’ll need to make the replacement money order out to yourself and then cash it or deposit it into your bank account. From the USPS site… Money Orders are not eligible for a refund.
How do I cancel a money order and get money back?
- MoneyGram: $18 (available at Walmart).
- U.S. Postal Service: $6.25.
- Western Union: $15 if you have your receipt, $30 if you don’t.
How much does it cost to cancel a postal money order?
You’ll also need to pay a cancellation fee. These vary by issuer. The U.S. Postal Service charges $6.95; MoneyGram (which issues money orders at Walmart as well as its own outlets) charges $18. Western Union charges $15, but, like many banks and other institutions, it hikes the fee (to $30) if you don’t have a receipt.
Do I have to wait to cash a money order?
When you receive a money order, you need to cash it or deposit it into a bank account. Until you do so, a money order is just a piece of paper. You can cash them at numerous locations, including banks and convenience stores.
How long does it take to get a refund on a USPS money order?
Refund Processing
Refund requests are normally processed within 2–3 business days. If USPS needs more information to process your request, it will take longer than 2–3 business days. If your request is approved, it will be credited to the credit card associated with your account.
Can you cancel a postal order?
What if I want a refund for a postal order? If you want a refund of a crossed or uncrossed postal order and have the receipt, you can get a refund from the Post Office. If you don’t have a receipt and want a refund, you’ll have to send it to the Postal Order Team, 1 Future Walk, Chesterfield S49 1PF.
What happens if USPS money order is lost?
You cannot stop payment on postal money orders, but a lost or stolen money order can be replaced. Money order loss or theft may take up to 30 days to confirm. … There is a $6.95 processing fee to replace a lost or stolen money order.
Can you white out money orders?
No, you cannot make changes to a completed money order. Any form of alteration or correction will result in ineligibility for cashing.
Can you cash a money order that has already been filled out?
What if I already filled out the money order but no longer need it for the payment I was going to make? If the money order is not altered and in good condition, you may try to cash the money order at your bank or a check cashing store. … We suggest that you contact your bank or check casher before going to the location.
Can I make a money order out to myself?
with proper ID. Yes. You can cash a postal money order at the post office, MoneyGram at Walmart, and Western Union at a Western Union Terminal. You can make out a money order to yourself and leave it unsigned until you’re ready to cash it, it’s much like a traveler’s check.
How do you correct a mistake on a money order?
If there is a mistake on it, the money order must be canceled or refunded. When you find that you filled out information incorrectly, all you must do is ask to cancel the money order and request a new one from the cashier. This usually causes no trouble to anyone but you.
Can I deposit a money order at an ATM?
Banks accept U.S. Postal Service money orders as they would regular checks at branches, ATMs or even on a banking app with a mobile check deposit function. Don’t forget to sign the back of the money order before depositing.
How do I know if my money order has been cashed?
Customers wanting to find out if a money order has been cashed may go online to USPS.com to check the status. They will need to enter the money order serial number, Post Office number, and issued amount—all printed on the money order receipt—in order to obtain near real-time status information.
How long can you hold a money order?
money orders do not expire and retain their value indefinitely. As long as there are post offices, you can cash a U.S.P.S. money order. Please note that it’s always possible that Western Union or U.S.P.S. have changed their rules.
How do I cash a money order I bought?
- Bring your money order to a location that will cash it. You can take the money order to your bank, credit union, grocery store, and some retail stores. …
- Endorse your money order. …
- Verify your identity. …
- Pay service fees. …
- Receive your cash.
How long does it take to clear a postal order?
At most it should take a day or two to verify funds. Since money orders have in the past been so abused they wait until they got cleared funds before crediting your account. Normally 7 days. But upto 14 days.
Can you put money in your bank account through the post office?
If you can get to a post office, you can just pop in and: Withdraw cash from your usual bank account using your card. Pay cash into your usual bank account using a card or paying-in slip.
Can you put 2 names on a money order?
As a general rule it has always been accepted that 2 names on a money order or check would have to be signed by both parties unless there is an ‘or’ placed between the names. … A money order addressed to more than one payee is paid to either payee if the conjunction or is used to connect the payees.
Can a money order be signed over to someone else?
You will also need to provide identification no matter where you’re cashing your money order. If you don’t have any ID, you can endorse the money order to someone else, like a sibling or friend, who does have an ID. Then they can cash it for you. … Never accept a money order for more than you asked for either.
Can I deposit a money order into my bank account?
The recipient can cash the order at a local bank or credit union—there’s no requirement to go to the issuer to have it cashed. Money orders can also be deposited into a bank account, for no fee.
Can you fold money orders?
Most larger post offices sell money orders, although it is helpful to call ahead and make sure your location of choice has them available. … Fold a blank piece of paper to fit inside your envelope, tucking the money order inside the paper before placing it in the envelope.
Do you have to endorse a money order?
Do You Have to Sign a Money Order? Yes. You do have to write out your signature on a money order.
Can I cash a money order through PayPal?
PayPal accounts can only be accessed by the owner of the account upon receiving a check. … PayPal does not accept traveler’s checks, cashier’s checks, or money orders as payment methods.
Can I cash a postal money order at Bank of America?
What is this? Yes, many banks do cash USPS money orders. Some, like Bank of America, Chase, and Wells Fargo, require you to have an account with the bank before they will cash your money order, though.
Can you see who cashed a money order?
You can see if a money order has been cashed by checking the USPS website. Hopefully, you kept the money order receipt, because it contains the information you need to track the money order. To view the status of the money order, you’ll need to provide the following information: Serial number.